West Bengal Matsyajeebi Credit Card Scheme

Introduction

• The government of west Bengal Launched Matsyajeebi Credit Card Scheme in 2022.
• Under this scheme the government has providing credit card facility for fishermen
• Under The Matsyajeebi credit card scheme loans are provided to fishermen on easy terms.
• All fish farmers including small and marginal farmers are eligible for this scheme.
• The Objective of the scheme is to provide institutional short term credit support to fish farmers for their working capital requirement.
• Credit Card facility will be given to both fishermen and fish farmers.
• The Fish Farmers who will be given credit card facilities are as follows:-
  • All Small /Marginal Fish Farmer.
  • Self help Group.
  • Joint Liability Group.
  • Fish Producer Group.
  • Fish Farmer Producer Organization.
• The Nodal Department of this Scheme is Department of Fisheries , Aquaculture,Aquatic Resources and
  Fishing Harbours, Government of West Bengal .
• Under The scheme reduce dependence of farmer in their informal banking sector for credit.
• Following Fishermen can get the benefits of matsyajeebi Credit card scheme;-
  • Dry fish Processing
  • Door to Door Fish Vending
  • Pickles
  • Papad Maker From fish/prawn
  • Making Jewelry from fish skin
• Under this, along with increasing production, becoming self-sufficient, generating employment and generating income

Benefits

• The Government of West Bengal Providing Fishermen Credit Card for Take loan.
• Under the Scheme Fishermen can take a loan up to Rs. 2,00,000/
• A rebate of 3% will be given if the fishermen repays the loan on or before the due date.
• No guarantee is required for loans up to Rs 1.6 lakh.

Eligibility

• Applicant should be have residence of west Bengal.
• The Following are eligible for Inland Fisheries and Aquaculture :-
  • Fishers
  • Fish farmers
  • Self help groups
  • Individual and groups/partners/lease holder farmers
  • Share croppers
  • joint liability Group and Women group
• Applicant who are Marine Fisheries should be registered owner of the following
  • Fishing Vessels
  • Boats.

Document Required

• Residence proof.
• Aadhaar Card
• Voter Card
• Passport size Photo
• Fisherman Identity card
• Ownership Related Documents.
• The following Written documents or oral documents in relation to the lease of the water body or public representative are as follows:-
• Panchayati Raj Institution.
• Municipality.
• Municipal Corporation.

Online Apply

• Beneficiary can apply the west Bengal Matsyajeebi Credit card Scheme through Online Application Form
• Online Application form is available on the west Bengal Matsyajeebi Credit card portal.
• Go to Fisherman Login.
• Enter the fisherman Registration number and OTP received through the message in given phone number of applicant .
• After this the application form was open .
• Now fill the west Bengal Matsyajibi Credit card Scheme Online Application .
• Fill the application form with the correct information .
• Upload all the essential documents on the portal .
• Preview the application form thoroughly and click on submit button to submit it.
• Received application Form will be Verified by the Department of Fisheries.
• After some time your credit card will we provided you .

Offline Apply

• The applicant can apply the Matsyajeebi Credit card Scheme by filling Offline application Form .
• Offline application form of west Bengal Matsyajeebi Credit card is available from the Duare Sarkar Initiative camp at the respective door.
• Take the Application form , fill it correctly.
• Attach all the required documents with it.
• The application has to submit the required documents along with the application form.
• Officials present at the camp will verify and accept .
• After this you can visit the department of fisheries office and collect your card.

Features Of the Scheme

• All Marginal and small fish farmers are eligible for the matsyajeebi card.
• Fishermen can take a loan up to Rs. 2,00,000/ .
• The Interest rate on credit card is 7%.
• No guarantee is required for loans up to Rs 1.6 lakh.
• Repayment of loan only after harvesting and marketing.
• Through this , farmers are allowed cash loans at concessional intrest rates.
• Any number of withdrawals can be made , within the credit limit.
• If someone repays the loan on time, then he will be given subsidy interest.

Important Link

• West Bengal Matsyajeebi Credit Card Login.
• Matsyajeebi Credit Card Scheme Of West Bengal Portal.
• Department Of Fisheries ,Aquaculture , Aquatic Resources And Fishing Haebour Portal.
• West Bengal Matsyajeebi Credit Card Guideline.

Contact Details

• Department of fisheries Help line Number :- 033-23570077
• Fisheries Department Email Id :- dsfisheries@gmail.com
• IT Tower (7th & 8th Floor) 31-GN Block, Sector-V, Salt Lake, Kolkata-700091