West Bengal Bhabishyat Credit Card Scheme

Submitted by pinky on Thu, 02/05/2024 - 13:14
West Bengal CM
Scheme Open
West Bengal Bhabishyat Credit Card Scheme Logo
Highlights
  • Government of West Bengal will provide the following benefits to young entrepreneurs under its Bhabishyat Credit Card Scheme :-
    • Government will provide Margin Money in the form of Subsidy on setting or expanding a Business.
    • Subsidy of 10% or a maximum of Rs. 25,000/- of a Project Cost will be provided to beneficiary.
    • Collateral Free Bank Loan Facility will also available for remaining project cost.
Customer Care
  • West Bengal Bhabishyat Credit Card Scheme Helpline Number :- 033-22622004.
  • West Bengal Bhabishyat Credit Card Scheme Helpdesk Email :- helpdesknic.bccs@gmail.com
  • West Bengal Department of MSME & T Helpdesk Email :- msmet.wb@gmail.com.
Overview of the Scheme
Name of Scheme West Bengal Bhabishyat Credit Card Scheme.
Launched Date 01-04-2023
Benefits
  • Government Subsidy to set up or expand a Business.
  • Collateral Free Bank Loan.
Beneficiaries Youths of West Bengal.
Nodal Department Department of Micro, Small and Medium Enterprises and Textiles.
Subscription Subscribe Here to Get Update Regarding Scheme.
Mode to Apply

Introduction

  • Bhabishyat Credit Card Scheme of West Bengal Government is the one of its innovative kind of scheme.
  • It was launched on 01-04-2023.
  • The main objective behind starting Bhabishyat Credit Scheme is to support young business minded people of West Bengal to start or expand their self employment business activity.
  • This scheme will promote and developed the Micro, Small and Medium Enterprise Industry in West Bengal.
  • Department of Micro, Small & Medium Enterprises and Textiles of West Bengal Government is the nodal department of this scheme.
  • Initially this scheme will remain operational for 5 years from its starting date i.e 01-04-2023.
  • Government of West Bengal will provide financial support in the form of subsidy to those young youths who have business skills to make them self employed and self reliant.
  • Bhabishyat Credit Card Scheme will help young entrepreneurs to set up or to expand their existing business and generate employment opportunities for others also.
  • Subsidy of 10% of Business/ Project Cost or a Maximum Amount of Rs. 25,000/- will be provided to eligible beneficiaries as a financial support for their business under Bhabishyat Credit Card Scheme.
  • Project/ Business Cost of a Beneficiary should not be more than Rs. 5,00,000/-.
  • Beneficiary can also avail bank loan from any financial institution for the remaining capital needed for business.
  • Bank Loan provided under Bhabishyat Credit Card Scheme will be collateral free. No Mortgage is required.
  • Eligible Beneficiary can apply for Bhabishyat Credit Card Scheme for Service Sector, Manufacturing Sector, Trading or Business Sector and Farm Sector.
  • Farm Sector includes Dairy, Poultry, Fisheries, Piggery and etcetera.
  • Beneficiary can avail the benefit of Term Loan, Working Capital Loan or Composite Loan under Bhabishyat Credit Scheme for their new or existing business.
  • It is to be estimated that more than 2 lakh youth per year will get the benefit of West Bengal Government's Bhabishyat Credit Card Scheme.
  • Family and Employees of Central or State Government or Government Undertakings are not eligible to apply.
  • Bhabishyat Credit Card will be provided to all selected beneficiaries.
  • Both Online and Offline Application Form of Bhabishyat Credit Card Scheme is available.

West Bengal Bhabishyat Credit Card Scheme Benefits.

Benefits of Scheme

  • Government of West Bengal will provide the following benefits to young entrepreneurs under its Bhabishyat Credit Card Scheme :-
    • Government will provide Margin Money in the form of Subsidy on setting or expanding a Business.
    • Subsidy of 10% or a maximum of Rs. 25,000/- of a Project Cost will be provided to beneficiary.
    • Collateral Free Bank Loan Facility will also available for remaining project cost.

Eligibility Criteria

  • Benefits of West Bengal Bhabishyat Credit Card Scheme will be provided to only those beneficiaries who fulfil the following eligibility conditions :-
    • Beneficiary should be a Resident of West Bengal for minimum 10 years.
    • The Age of Beneficiary should be between 18 Years to 55 Years.
    • Project/ Business Cost of a Beneficiary should be not more than Rs. 5,00,000/-
    • Motor Transport Workers, Building and Other Construction Workers are also eligible to apply.
    • There is no Annual Family Income Bar applicable.
    • Only One person from a Family will be eligible.

Documents Required

  • The following documents that are required at the time of applying for subsidy on setting up a business and availing collateral free loan under West Bengal Bhabishyat Credit Card Scheme are :-
    • Residential Proof.
    • Aadhar card.
    • Pan card.
    • Education qualification.
    • Detailed Project Report
    • Passport Size Photo.
    • Bank Account.
    • Mobile Number.

How to Apply

Online Application Process

Offline Application Process

Important Application Forms

Important Link

Contact Details

  • West Bengal Bhabishyat Credit Card Scheme Helpline Number :- 033-22622004.
  • West Bengal Bhabishyat Credit Card Scheme Helpdesk Email :- helpdesknic.bccs@gmail.com
  • West Bengal Department of MSME & T Helpdesk Email :- msmet.wb@gmail.com.
  • Address :- 4, Abanindranath Tagore Sarani (Camac Street)
    8th Floor, Kolkata - 700016.
Scheme Type Govt

Matching schemes for sector: Business

Sno CM Scheme Govt
1 Credit Guarantee Scheme for Startups CENTRAL GOVT
2 Prime Minister's Employment Generation Programme CENTRAL GOVT

Comments

Comment

সআবসিটির টাকা টা না ঢুকলে ব্যাঙ্ক আমাকে টাকা টা দিচ্ছে না । পুজোয় ব্যবসা করার জন্যে টাকা টা আমার ভীষন ভাবে দরকার

Your Name
Chhanda Dinda Roy
Comment

পটাশপুর 2 আড়গোয়াল পি এন বি ব্যাঙ্ক আমাদের ভবিষ্যৎ কেডি কার্ড এর লোন দিচ্ছে না একবছর হতে চলেছে, বলছেন গভর্মেন্ট সাফশিটি না দিলে লোন দেওয়া হবে না

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Amar 4 manth Hoya gelo amar lone Hoine

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সাবসিডির টাকা না ঢোকার জন্য আমি লোন পাছি না

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Comment

Sir my wife rakhi majumdar had submitted on line form on 01 December 23. loan verified by BDO andfwd to SDO on 06 December 23. but still not received

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