తెలంగాణ రైతు బీమా పథకం

Introduction

• Most of the farmers in Telangana are small and marginal and the only source of their livelihood is farming.
• In case of death of the farmer due to any reason, his family has to face serious financial crisis for their daily needs.
• So to provide financial security cover to these families, Farmers Group Life Insurance Scheme or Rythu Bima Scheme has been started by Telangana Government.
• The scheme is operational in the state since 15th August 2018.
• This scheme is also called Rythu Bandhu Group Life Insurance Scheme.
• The main objective of the scheme is to provide financial assistance to those families who face severe financial problems after the death of the farmer/breadwinner.
• Under this scheme, if the enrolled farmer dies due to any reason, then the government will give financial assistance of Rs. 5,00,000/- to the nominated person.
• It will cover all the farmers in the age group of 18 to 59 years.

Benefits

• On the death of the farmer, Rs. 5,00,000/- will be given to the nominee.

Eligibility

• The farmer must be a resident of Telangana State.
• The farmer's age should be between 18 to 59 years.
• The farmer should be a Pattadar Passbook holder.
• Farmer will be eligible for enrolled in single policy only.

Ineligibility

• When farmer attains the age of 60 years.

Documents Required

• Proof of Resident.
• Proof of Land Ownership.
• Aadhar Card of Deceased Farmer.
• Aadhar Card of Nominee.
• Death Certificate.
• Bank Passbook.

Feature of the Scheme

• This scheme is based on farmer wise online land data.
• The entire premium will be paid by the Government of Telangana to the Life Insurance Corporation of India.
• The sum assured will be credited to the designated nominee account within 10 days.
• Nominee need not to approach any office for settlement of the claim amount.
• Outreach officers at village level will collect data from revenue department in case of loss of life of any farmer and submit the application form to LIC on behalf of the farmer's nominee.
• Aadhar Number will be used for de-duplication of the pattadar passbook data/enrolment data.
• The claim amount will be transferred to the nominated account through RTGS.
• The premium payable in respect of members is Rs. 2271.50 (Rs. 1925/- Premium + 18% GST).
• In case of a farmer having more than one Pattadar Passbook, he/she will be enrolled as a single member on the basis of Aadhaar identification only.
• The Agriculture Commissioner is the nodal agency on behalf of the Department of Agriculture and Cooperation, Government of Telangana.
• All nomination forms shall be kept in safe custody for a period of not less than two years.
• All claim settlement forms will be preserved for a period of 10 years.
• The death claim must be filed within 6 months of the death of the insured member.
• Claims filed after 6 months will be considered only if there is a valid grounds.

Enrolment Procedure of the Farmers

• The Agriculture Extension Officer will personally visit each farmer fill up the enrolment cum nomination form - Annexure I.
• The farmer will have to fill his nominee/nominees details in the enrolment or nomination form, the form will be duly signed by the nominated nominee/nominees.
• If the nominee is a minor then it is mandatory to fill the details of appointee (Guardian) who must be a major.
• Aadhaar Card of the farmer will be considered as documentary proof to confirm the correct name and age of the farmer.
• A copy of the Aadhar Card will be attached with the enrollment form.
• After collecting all the information the Agriculture extension Officer will upload these details in the Rythu Bandhu-Rythu Bima Portal.
• After that the information of the enrolled farmers will be verified by Mandal Agriculture Officer.
• After verification, the application will be submitted by Mandal Agriculture officer for enrollment.
• The uploaded and verified data will be shared with LIC in electronic format.
• LIC will then generate a separate LIC ID for each enrolled farmer.
• It will be uploaded by LIC in Rythu Bima Portal.
• Then LIC will issue a Certificate of Insurance - Annexure II in favor of the enrolled farmers.

Claim Settlement Procedure

• In case of death of farmer, the nominee will get the sum insured.
• The Claim Form - Annexure III along with the bank details and death certificate will be collected by the Agriculture Extension Officer.
• It is mandatory to attach the below mentioned documents along with the Claim Form - Annexure III :-
  • Claim Intimation/Discharge Form duly filled, signed and attested by the authorised signatory of the Nodal Agency.
  • Death Certificate Original/Duly Attested Copy.
  • Aadhar Card of the deceased and the nominee.
  • Nominee Bank Account Passbook, first page having details of the Account Holder, Account Number, and the IFSC Code of the Bank Branch.
• The enrollment form along with the attached documents will be uploaded by the Agriculture Extension Officer on the Rythu Bima Portal.
• The amount will be paid in the nominee's bank account within 10 days.
• The claim amount of Rs. 5,00,000/- will be given to the nominee of the deceased farmer.

District Nodal Officers

The contact numbers of Rythu Bima Farmer Insurance Scheme Nodal Officers are :-

Important Application Forms

• Rythu Bima Farmer Insurance Scheme Application cum Nomination Form - Annexure I.
• Rythu Bima Farmer Insurance Scheme Certificate of Insurance - Annexure II.
• Rythu Bima Farmer Insurance Scheme LIC Claim Form - Annexure III.
• Rythu Bima Farmer Insurance Scheme LIC Claim Form Format II.
• Rythu Bima Farmer Insurance Scheme Draft Declaration for Aadhar Authentication.
• Rythu Bima Farmer Insurance Scheme Bank Details Collection Form.

Important Links

• Rythu Bima Farmer Insurance Scheme Official Website.
• Rythu Bima Farmer Insurance Scheme Official Guidelines.
• Rythu Bima Farmer Insurance Scheme District Nodal Officers.
• Rythu Bima Farmer Insuranc Scheme Department LOGIN.
• Rythu Bima Farmer Insurance Scheme Mobile App.

Contact Details

• Rythu Bima Farmer Insurance Scheme Helpline Number :- 040 23383520.
• LIC Contact Details :- 040 23232394.
• LIC Email :- bo_g504s1@licindia.com
• Agriculture Commissioner & Director Address
  Ground Floor, D-Block,
  Fathe Midan, Basheer Bagh,
  Near Nizam College Basheer Bagh,
  Hyderabad, Telangana, 500001.
• LIC Telangana Address :- E-Sat Office, Pension & Group Schemes Unit,
  Hyderabad Division Ground Floor,
  Jeevan Prakash Buildings, Secratariate Road,
  Saifabad, Hyderabad, Telengana . 500063